Blog Archives

New Retirement Account Contribution Levels for 2013

Posted on 10.22.12 by Michelle Rand in Investment

Maximum contribution levels to many retirement accounts rise next year. For instance, the 401k contribution rises to $17,500; the traditional IRA contribution goes to $5500. (“Catch-up” contributions for those over 50 remain the same, but add significantly to the amount … Continue reading →

The Election and the Stock Market

Posted on 10.15.12 by Michelle Rand in Investment

Several clients have inquired lately about how we think the election will affect the stock market. The answer is a sort of non-answer: based on historical data, the stock market has done well under both parties, and it has done … Continue reading →

U.S. Inflation – Yes or No?

Posted on 09.12.12 by Michelle Rand in Interest Rates, Investment

Although the din about rising inflation has diminished since about 2010, we still hear concern from clients now and then, particularly when discussing bond portfolios. Investors worry that committing to longer bonds at current “low” interest rates is a bad … Continue reading →

Time to Think Inside the Box

Posted on 08.02.12 by Michelle Rand in Investment

We spend a lot of time thinking about things that other people don’t. The most common question we ask at strategy meetings is “What do other investors hate right now?” That’s our playground – whatever everyone else doesn’t like. Greek … Continue reading →

Cloud on the Horizon in Muni Land

Posted on 07.08.12 by Michelle Rand in Investment

Although default rates on municipal bonds have remained extremely low, the outcome of default and its effects on bondholders is evolving in the few cases that do exist. There are two facets to repayment of municipal debt: willingness to pay, … Continue reading →